Company

Clients, products and registrations

SMH Global Services works with banks and large enterprises, and builds banking and enterprise products alongside Cardvoy.

Trusted by banks and large enterprises

Banks and financial institutions: Riyad Bank, Bank Albilad, Samba Financial Group, Samba Bank Limited (Pakistan), Mobilink Microfinance Bank. Large enterprises: Unilever, Coca-Cola Saudi Arabia, Tapal Tea, Reckitt Benckiser Pakistan, P&G Pakistan; and textile, pharmaceutical and construction companies.

Clients of SMH Global Services across its products and services, as published by SMH. Names belong to their owners.

IT governance and consulting

IT services and development

Software QA and testing

Team augmentation

Banking products

  • Cardvoy · Captured-card custody and courier dispatch for banks
  • Recondora · Reconciliation for banks, insurers, lenders, payment institutions and corporates
  • AuditHD · Audit, compliance and risk management with country packs
  • Amanova · Digital lending from sign-up to collection, with explainable AI
  • Equine Banking Suite · Transaction reconciliation, settlement, dispute management, ATM cash balancing, nostro and vostro reconciliation
  • QualiSphere · Quality and non-compliance management with corrective actions

Enterprise products

  • Maximus ERP · Inventory, production, accounts, HR and payroll, mobile POS, regional tax engine
  • Procurement management · Three-way matching, secured vendor portal, tiered approvals
  • AI document automation · OCR, computer vision and RPA for document data extraction
  • Maintenance management (CMMS) · Asset tracking, work orders, preventive maintenance
  • Residential compound management · Residents, subscriptions and community operations

Registered and recognised

SECP

Incorporated on 19 February 2013 under the Companies Ordinance 1984.

P@SHA

Corporate member of the Pakistan Software Houses Association; leadership received the P@SHA ICT Award for software development.

PSEB

Registered with the Pakistan Software Export Board.

KCCI

Member of the Karachi Chamber of Commerce and Industry.

See Cardvoy with your own process.

Book a walkthrough: we set up your branches, card centre, couriers and country pack in a private proof of concept and follow a captured card from the ATM to the customer.