Company
Cardvoy is a product of SMH Global Services
SMH Global Services has designed, built and run banking platforms, card systems and enterprise software since 2013 for organisations in Saudi Arabia, Pakistan, the UAE and beyond.
Why we built Cardvoy
Banks asked for one system for every card they hold or send
SMH delivered card capture, embossing and courier management systems to banks as separate projects for years. Samba Bank Limited asked SMH to build one world-class system for captured cards and courier dispatch, and a proof of concept for Mobilink Microfinance Bank set out what every bank needs: know where every card is, meet every deadline, hand over only to the right person, and prove it. Cardvoy v1.0 is that system, built for eight markets from day one.
Built for your regulator, not just your requirements
Regulatory alignment from day one
SBP, Bangladesh Bank, SAMA, CBUAE and GCC central bank rules known to the team that builds the packs.
One accountable partner
Design, build, implementation and support by one company, with no hand-off to a third party.
Banking expertise in the core team
Card operations knowledge in the team that writes the requirements, builds the product and supports it.
Quality in every team
Testing from requirements onwards; automated tests on every change; SIT and UAT packs with every release.
Security by design
Role-based access, encryption, audit trails and evidence built into every product.
Long-term relationships
Engagements that grow from one system to several over the years.
See Cardvoy with your own process.
Book a walkthrough: we set up your branches, card centre, couriers and country pack in a private proof of concept and follow a captured card from the ATM to the customer.